We work closely with you to construct a long-term investment plan, which serves as a compass for our decision-making process regarding your investments*.
As changing life events occur, we work together to adjust your plan to ensure it remains aligned with your long-term goals and objectives.
We start by listening to you to determine your financial objectives, risk tolerance and cash flow needs.
We gather information regarding your assets and liabilities, sources of income, tax status and unique circumstances.
We determine what account structure, asset allocation and transition plan would be appropriate for you.
We take a long-term view, focused on risk management, return enhancement, asset/liability matching and tax efficiency.
To formalize a service engagement, we review and sign contracts, open the necessary accounts and arrange to get the assets transferred.
This step is the stage where we put the investment plan into action. We make sure that tax consequences have been discussed, legacy holdings have been sold or held and any new investments have been purchased.
We will meet periodically to review your portfolio performance and discuss any life changes that could alter your goals and objectives.
MCB Trust will provide consolidated quarterly reports, online account access, year-end tax information and periodic newsletters and mailings.
Investment products such as stocks, bonds, and mutual funds are:
NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY